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VehicleVault

Backend gross that doesn't charge back.

Two Bluetooth key trackers and your dealer-branded app, sold at the desk. High margin, recurring, and nothing clawing it back six months later.

VehicleVault app showing a customer's BMW key, spare key and vehicle located on a map
$308K/mo Added F&I revenue, one rooftop. Brandon Honda
Zero Chargebacks on the product. All MDD dealers
No install Battery powered. No technician, no cut wires. Product spec
30sec To take it back off an unsold car. Product spec
In use at Bill Brown Ford Longo Toyota Corwin Toyota Morgan Automotive Penske Automotive Lithia Automotive

Most backend products are a promise on paper. This one is something the customer holds.

They put a tracker on the key ring the day they take delivery, then open your app every time they misplace it. That is why penetration holds and why cancellations don't happen.

The customer's side

Your name, on their phone, every week.

Not a certificate in the glovebox. An app they actually open — which is what brings them back to your service drive.

VehicleVault My Items screen listing tracked keys and vehicles with live locations

Find the keys

Both fobs and the car, live on a map.

VehicleVault My Dealership screen with chat, schedule service, service tracker and trade valuation

Book the service

Chat, schedule, track the RO, value a trade.

VehicleVault Offers and Rewards screen showing dealer-branded loyalty points and redeemable offers

Spend it with you

Loyalty dollars redeemable at your store.

Why now

Two reasons it fits the moment.

It survives disclosure.

Compliant packages need products where the value is obvious, the install cost is near zero, and the thing can come back off the car.

No technicianBattery powered, so install cost stays near zero.
No cut wiresNothing hard-wired. No warranty or theft pushback.
RemovableOff the car in about 30 seconds. No drive-off cost on unsold units.

It strengthens the book.

VSC margins are compressing. This is high-volume, low-loss premium — the kind that keeps underwriting profit on your side of the table.

High penetrationCustomers want it, so sell-through holds up.
Real premiumEvery deal builds participation in your own book.
Low lossIt rarely pays a claim, which diversifies a VSC-heavy book.
Free industry insight

Addendums, the FTC & the Pricing Playbook

What's changing in dealer pricing, and what a compliant, profitable package looks like from here.

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The proof
"$308K a month in new F&I revenue. Zero chargebacks."
Brandon Honda Morgan Automotive Group One high-volume rooftop, one month
How it sells

Three steps at the desk.

01

Offer

F&I presents it during the sale. Customers understand it in one sentence.

02

Activate

Two trackers go on the key rings. Your branded app goes on their phone.

03

Earn

Backend gross on the deal, plus premium building in your own book.

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The Future of Automotive Reinsurance

How compressing VSC margins are reshaping participation income, and what a low-loss product does to a book.

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Common questions

What F&I managers ask.

What is VehicleVault?
An F&I product you sell at the desk. The customer gets two Bluetooth key trackers and a dealer-branded app to find their keys, store vehicle records, and earn loyalty rewards. The dealership gets high-margin, recurring revenue.
How does it make money for the dealership?
It is a high-margin add-on with recurring subscription income and zero chargebacks. Brandon Honda generates an additional $308K per month selling VehicleVault at a single rooftop.
Does it have chargebacks?
No. VehicleVault has zero chargebacks across all MDD dealers, with flexible reinsured options.
Can we sell it on the front end or the back end?
Both. You can add it to the addendum on the front end or sell it through F&I on the back end.
Why do customers keep using it?
Every time a customer opens the app to find their keys, they see your dealership name — and they use the rewards. It keeps your brand in their pocket long after the sale.
What does it cost the dealership?
Pricing varies by term length and benefit package. Contact a Mobile Dealer Data representative for a customized quote.

See it on your lot in 15 minutes.

We'll show you what it does to backend gross per deal, and how that premium builds your own book. No commitment.